Job Description

About Vontive

Vontive is a leading embedded mortgage platform for real estate investors, providing business-purpose loans through a technology-driven lending experience. We partner with banks, brokers, and other financial institutions to deliver fast, reliable financing solutions for investment properties nationwide. Our team combines deep mortgage expertise with modern technology to make lending smarter, faster, and more transparent.

Position Summary

We're looking for an experienced Appraisal Reviewer to join our valuation team. In this role, you'll evaluate appraisal reports to ensure accuracy, completeness, and compliance with USPAP, agency, and internal guidelines. You'll be a critical part of our underwriting process — protecting loan quality while keeping deals moving in a high-volume, fast-paced lending environment. Most appraisals will be residential with some commercial as well.

This is a hybrid position, offering the flexibility of remote work combined with regular in-office collaboration.

What You'll Do

• Review appraisal reports for accuracy, completeness, and compliance with appraisal industry standards. 
• Analyze comparable sales selection, adjustments, valuation methodology, and market commentary to ensure the supported value is well-reasoned and defensible
• Identify discrepancies, missing data, or red flags and communicate clearly with appraisers, brokers, and internal underwriting teams to resolve issues
• Assess collateral risk and provide value reconciliation recommendations to support underwriting decisions
• Maintain detailed review notes and documentation in our loan origination and valuation systems
• Partner with operations, underwriting, and capital markets teams to keep pipeline moving and meet tight closing timelines
• Stay current on appraisal regulations, market trends, and emerging valuation methodologies
• Contribute to process improvements and help refine our review standards as we scale

What You Bring

Required:

• Experience with ordering and reviewing appraisals
• Familiarity with USPAP and appraisal guidelines
• Comfortable navigating multiple software platforms and valuation tool
• Proven ability to thrive in a busy, fast-paced environment while managing competing priorities and tight deadlines
• Sharp attention to detail and strong analytical thinking
• Excellent written and verbal communication skills, including the ability to explain valuation issues clearly to non-appraisers
• High degree of accountability and ownership over your work

Preferred:

• Experience in business-purpose lending, DSCR loans, fix-and-flip, or investment property financing
• Familiarity with non-QM, private lending, or institutional investor guidelines
• Experience with AVMs, BPOs, and alternative valuation products
• Comfort with data tools (Excel, Google Sheets) and reporting platforms

Who You Are

• A self-starter who's comfortable operating with autonomy in a remote/hybrid setting
• Curious about technology and excited to work at the intersection of lending and software
• Calm under pressure, organized, and able to prioritize when multiple files hit your queue at once
• A collaborative teammate who communicates proactively and isn't afraid to raise issues early
• Solutions-oriented — you don't just spot problems, you help solve them

Why Vontive

• Competitive salary and compensation package
• Comprehensive medical, dental and vision coverage
• Monthly fitness and wellness stipend
• Healthy snacks, beverages and meals at the office
• Company-sponsored events and volunteering opportunities
• Unlimited PTO
• 12 weeks of parental leave
• Short- and long-term disability coverage
• Life insurance policy

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